24/7 MOMS

Tuesday, November 22, 2011

Stores Open On Thanksgiving

Forget Black Friday. Major merchants are racing to see who can open earliest on Black Thursday.

Kmart has taken the lead this year, opening at 6 a.m. Thanksgiving Day. Toys R Us pulls into second place with a start time of 9 p.m., one hour earlier than 2010. Walmart takes third, opening at 10 p.m. on Turkey Day.

Doesn't anybody "Respect the Bird" anymore?


For those willing to brave crowds on a turkey-filled stomach or rise well before dawn, here is a list of opening hours for 15 major merchants, along with a special deal each is offering. Keep in mind that hours are subject to change and some states don't allow stores to open on Thanksgiving Day. For a comprehensive guide to Black Friday store openings and hours, check out CouponSherpa.com.

Ace Hardware - Midnight Friday
Enter to win a Craftsman 5-drawer Tool Center.

A.C. Moore - 5 a.m. Friday
Free $10 gift card to the first 50 customers.

Bealls - Midnight Friday
First 100 customers per store have a chance to win an iPad2, $250 gift card or $5 Bealls Bucks.

Best Buy - Midnight Friday
Best Buy will distribute entry tickets up to two hours before midnight.

Half Price Books -
7 a.m. Friday
First 100 people per store receive a tote bag and $5 gift card.

JCPenney - 4 a.m. Friday
Free collectible Disney snow globe, while supplies last.

Kmart - 6 a.m. Thanksgiving
Earn 20 bonus points for every $1 spent (twice the normal amount).

Macy's - 4 a.m. Friday
Shop online all day Thanksgiving.

Office Max
- 6 a.m. Friday
Save $15 on a $100 VISA or MasterCard gift card.

Kohl's - Midnight Friday
Receive $15 Kohl's cash for every $50 you spend, through Nov. 27, with coupon from Black Friday flier.

Old Navy - 9 a.m. Thanksgiving and midnight Friday
Free Kodak Easyshare Sport waterproof digital camera bundle with $40 purchase (while supplies last).

Rite Aid - 7 a.m. Thanksgiving (at select stores) through 11:59 p.m. Friday
$10 reward when you buy a $50 Home Improvement gift card.

Sears - 4 a.m. Friday
Pick up a Real Deal Coupon Book with over $3,000 in savings that start Nov. 27 (while quantities last).

Sports Authority - 5 a.m. Friday
First 80 people in line at each Sports Authority receive Bonus Bucks valued between $10 and $500.

Target - Midnight to 11 p.m. Friday
Learn about unadvertised deals by texting "MORE TVs" to "Target."

CouponSherpa.com is one of four websites operating under the brand name The Frugals and is dedicated to helping consumers save money and live more frugally.

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Thursday, November 17, 2011

"A Roundup of Holiday e-Return Policies"

Holiday e-shopping has begun, and with it the potential for gift returns. Because online merchants have different policies, it pays to read the fine print before you buy.

Some stores only give 30-days leeway, which means recipients can't return purchases after Christmas. Happily, some merchants are changing these deadlines for the holidays but, because there are websites who truly believe "fineprint" means "itsy bitsy print in a very pale pastel," FreeShipping.org compiled a list of major e-retailers and their return policies for 2011.

Ann Taylor
You've got 60 days to return Ann Taylor purchases but, if you don't have the receipt, only a store credit is issued. Gifts returned online will result in an e-gift certificate, so be sure to include your e-mail address on the return receipt. An in-store gift return yields a hardcopy gift certificate in the amount paid by the sender.

Bath & Body Works
Because Bath and Body Works believes "no sale is ever final," they don't need to extend their holiday deadline. You don't need a sales receipt or shipping invoice for gifts, but they can only be returned to brick-and-mortar Bath and Body Works stores.

Cabela's
You've got 90 days to return a Cabela's purchase, which makes everything nice and easy, until you learn you only receive a store credit or gift card when you don't have a receipt. If you need to return a gift, print a return form and send it to Cabela's customer service address or bring it in to any of their retail stores.

Coldwater Creek
There's no deadline for Coldwater Creek returns by mail or to a retail outlet. If you're sending it back and don't have a receipt or packing slip, make sure you include your name and address on a note enclosed with the package.

Best Buy
Enjoy Best Buy free shipping now through Dec. 27, and return gift purchases -- with no exclusions -- from Nov. 13 through Jan. 4. The electronics behemoth is spreading the holiday cheer even further by removing restocking fees for all products, including special orders, within this timeframe.

Costco
Costco's standard return policy is a liberal 365 days, so there's no need to extend their deadline for the holidays. In addition, Costco refunds membership fees if a customer isn't satisfied. Refunds for Internet purchases include shipping and handling charges.

endless.com
The online-only shoe merchant provides a generous 365 days for returns with guaranteed free shipping. Use the Endless online returns center for proper processing.

JCPenney
The best part of JCPenney's online returns is they pay for shipping and handling, no matter what your reason for returning the product. You have up to 90 days and, with a gift receipt, will receive a JCPenney gift card in the amount of purchase.

Kmart

You'll need an original receipt or email confirmation dated within 90 days of the original date of purchase. No exceptions, apparently.

Kohl's
Return any item, anytime, for any reason. Have your receipt? You'll get a full refund or even exchange. No receipt? No problem. Kohl's will give you a refund, an exchange or store credit.

Lands' End
Now through Nov. 15, enjoy Lands' End free shipping plus take 25% off your purchase. For returns without an exchange, use the return label for a flat shipping fee of $6.95. You also can return your order to any Sears or Lands' End store and entirely avoid shipping costs.

L.L.Bean
The sky's the limit with L.L. Bean, which has no return deadline and doesn't require authorization before you ship your gift back to them. Just download and fill out an online form or use the form printed on the packing slip.

Macy's
The return deadline for Macy's is a generous 180 days and you don't need a receipt because they have a program that identifies products in their system. Too cool! Gifts will receive a store credit or exchange. Please note the deadline for jewelry purchases is only 30 days.

Mainline Menswear
Basically, you can return any Christmas gifts ordered from Nov. 1 to Dec. 24 up to 14 days after Christmas, which only gives you until Jan. 7.

Sears
Return the gift in its original packaging, with the original receipt or email confirmation, within 90 days of purchase for a refund or exchange. Alternately, you can return a purchase from Sears.com to one of their stores.

Shoebacca.com
As with Endless, Shoebacca provides totally free shipping both ways and a 365-day window in which to return or exchange unwanted gifts.

Sierra Trading Post
Sierra Trading Post makes it easy. You have up to six months and will receive instant credit plus $2.95 shipping on your next order. If you prefer, STP will give you a refund.

Toys 'R' Us and Babies 'R' Us
Online purchases returned by mail within 90 days to their online Returns Center by mail are refunded to the original form of payment, which means the gift giver will know your dirty little secret and you'll come up empty handed. Instead, make returns to a Toys 'R' Us or Babies 'R' Us store for a merchandise credit.

Victoria's Secret
Now through Nov. 16, you can enjoy Victoria's Secret free shipping, but you've got 90 days to return that lacy tidbit for cash. Ater that deadline, Victoria's Secret will only provide store credit. To return gifts, check the box on the Return/Exchange Form attached to the original invoice indicating you're returning a gift and provide your shipping information. If you don't have the original invoice, use their printable return and exchange form.

Walmart
You can return or exchange most store items with a receipt within 90 days of purchase. Visit walmartstores.com to see exceptions for electronic and regulated items. You can return online purchases to any Walmart store.

Zappos
Another great shoe deal: Zappos free shipping is good both for purchases and returns. Whether you're unhappy with a purchase or simply change your mind, Zappos will provide a full refund or exchange within 365 days of purchase. You'll need the original packaging, however, to make the return.


FreeShipping.org is the largest resource on the Internet linking shoppers to free-shipping deals offered by nearly 4,000 online merchants.

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Friday, November 11, 2011

Sears Black Friday Sales - Sneak Peak



Get ready for Black Friday shopping at SEARS with this 280-item Sears Black Friday advertisement listing along with its 24-page advertisement scan from the BF ad's. The sale includes everything from clothing, jewelry, shoes to luggage and more.

Click here to view SEARS ad now.

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Tuesday, November 8, 2011

The Best Times To Shop Online


Take the click-and-drag out of buying gifts on the Internet. Simply consult Real Simple’s handy calendar of what to purchase, when.  This guide includes the four best dates for Christmas shopping online when electronics, outerwear, and other items are significantly marked down.



Click here to read Real Simple's online shipping tips

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Thursday, October 27, 2011

Frugal Greeting Cards


Greeting cards can almost cost as much as the gift these days, and personally I would rather put the money toward a nicer gift than a card. I know, I know - the wonderful words written in these cards can be very meaningful. So, how do we cut back yet still share meaningful thoughts?

1. Boxed greeting card assortment – I have, over the years, purchased boxes of miscellaneous greeting cards at my local warehouse ( Costco) or Target stores. These have not only saved me money, but have saved me time when I am in a last minute situation needing a card.


2. Dollar Store Cards – Plan ahead and purchase multiple cards for upcoming birthdays, graduations, Father's day and other events you will need greeting cards for and purchase them on your next Dollar Store trip, saving you both money and time.


3. Create your own cards - using scarp book supplies, stamping kits or even right off the good ole’ computer.

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Sunday, October 16, 2011

Target Black Friday Door Buster Deals - Sneak Peek

Are you a Black Friday shopper?  Do you love insider information especially when it comes to sales?

I am a faithful email subscriber to BFads who every October begins updating me on what the Black Friday ads will contain.

Yesterday they sent out a sneak peek screen shot of Targets Black Friday Door Buster Deals - Target has removed it from their website and I can not confirm it is exactly the true ad but my experience in the past with BFads has been pretty accurate.  Even if its not it is always fun to guess and of course I think there will be plenty for additional items Target has as door busters come Black Friday.

If you click on the screenshot you should then be able to make it larger so you can see the hopeful Target Door Buster Deals.

What are you on the hunt for on the up coming Black Friday crazy day of shopping?



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Thursday, September 29, 2011

Strategic Shopping and Frugal living tips

Did you miss this weeks Live webcast?  Watch now as this weeks show guest Tiffany Dirks from Glammore.com  Chats with us about her Strategic Shopping and Frugal living tips and Trisha shares some Sweet Halloween Alternatives .

Be sure to join in next week for our live webcast at 6pm PST or 8pm PST



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Thursday, August 25, 2011

Dress Your Best, For Less


Amy Hannold, 247Moms Frugal Living Editor
Looking your best, from head to toe can be done affordably.  How we look communicates a whole lot about us.  When we spend wisely to dress well, it feels good to us and our wallets.
Here are some budget-friendly tips:
Buy Quality, Not Quantity:  Utilize coupons, seasonal clearances, loyalty program discounts or other store sales to buy the best for your money.  Choose well-made items, on sale, which are more “classic” than “trendy” in style.  Less expensive accessories and tops can complement a suit or outfit separates you’ve invested in.    Buy quality once or twice and you will avoid the cost of more frequent replacement.  When you find good shoes, pants or other frequently worn favorites at a great price, buy two.  You then have a ready replacement or can alternate use of them.
Find Unadvertised Deals, Replacement Guarantees and Other Money-Saving Options:   Purchase an Entertainment (Coupon) Book for your area.  These books contain mall/outlet coupons.  Ask for teacher/student/military/AAA/birthday discounts or price-matching promotions.  Look for brands which offer life-time guarantees such as Lands End, REI, L.L. Bean and Sears.  Shop for less when you earn gift cards for shopping/web-searching through Ebates, Mypoints, Swagbucks, RecycleBank, and other sites.   Compare credit card offers, as some may reward you for shopping. Do use restraint and caution however to avoid multiply debt for a “discount”. 
Shop Second-Hand:  Consignment, Re-Sale, Thrift Stores and Garage Sales are great opportunities to buy quality at a fraction of the retail price.  Children grow quickly out of clothes, adults change clothes sizes and other are looking to make some money from their stuff.  Choose carefully, thoroughly looking for any signs of wear or damage.  Look for stores that are the most particular in what they sell and you should find the best for yourself.  (Note the brands you rarely find in second-hand stores – these are the brands you want to buy new, using the above money-saving discount options!)
Don’t Browse – Focus!  Overspending happens when we’re buying with the wrong emotions or less than our full attention.  Buying for “retail therapy”, boredom, or while distracted should be avoided.  Online shopping can be a better choice, if you don’t fall prey to using all the “great discounts” offered to you.  Use the “Review and Reconsider” option.  Wait a day or two before buying.  Give yourself time to find an adequate item in your own closet or another alternative to buying.  If you need a little help in restraint or style choices, ask a friend for their opinion. 
Swap for “New to You” Finds:  Start a clothing exchange between friends, groups, or  your community.  Locally, we have a “Great Giveaway Day” twice a year.  Our “Clothing Swap” has grown into an anticipated event.  Everyone loves to shop for free and share their “treasures” with others.   We use the local VFW building, advertise, recruit volunteer hosts/sorters, and organize the room with tables.  It costs nearly nothing to bless everyone with some “new” items. 
Craigslist, Local Classifieds, Ebay and Freecycle:   Locally or online, you can find deals on good stuff.  Buy from reputable sellers.  Facebook and local bulletin boards may also have “garage sale” or “for sale” ads offering you the chance to buy from someone in your community.

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Friday, July 29, 2011

Successful Garage Sale Tips


By: Tisha Novotny

I don’t know why, but all of my children have enjoyed the adventure of hosting garage sales during the summer. Maybe it is the fun of pretending they have a store or the idea that they are making extra money. I, on the other hand, look at hosting garage sales as a lot of work. But over the years I have learned a few successful garage sale tips and tricks.
 
Click here to read Trisha's how to have a successful garage sale over  at SC Johnson

Be sure to leave me  a comment over at SC Johnson


*Each week Trisha Blogs on SC Johnson Family Economics website as a paid writer be sure to read her weekly articles.

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Thursday, February 17, 2011

What To Buy During The Valentines Day Clearance Sales


I love deals and buying things to use in the future. So, After the kids were off to school on Tuesday I headed out to see what I could find in the Valentines day clearance sales - there are so many great buys and ways to use these deals beyond Valentines day.


I went to Target, Walgreen's , Fred Meyers and Big Lots – try your local Big Box stores, Drug Stores and grocery stores even department stores for more great clearance deals.


Here is what I found and what to look for:


1. Gift Wrap – perfect for to wrapping any upcoming birthday party gifts. You can pick up wrapping paper, tissue paper, gift bags , party bags etc


2. Groceries- I found Valentine funfetti Pillsbury Brownie Mix – it can be used with out the Valentine sprinkles in the future. Look for other groceries that are now being cleared out because they had a Valentine them to them that you can use still cake mixes, snack foods etc.


3. Paper goods Valentine theme ones for next year, or non heart ones and solid colors for upcoming birthdays, mothers day, for 4th of July and Christmas.



4. Baking items - from Pans to cupcake holders. I found: Cake Sprinkles for decorating cakes, cookies and cupcakes year round and a Heart shaped pan that I can use next Valentines day or for my teen daughters to use when making their friends Brownie pizzas or BIG cookies.


5. Table ware - Table cloths, runners, decorations, cups, glasses, serving bowls etc. I found Place mats that I will use next year during the month of February. Look for solid colors for year round use.


6. Decorations - Wreaths, signs, candles, holders etc. These can be put away for next Valentines day or possibly used for 4th of July of Christmas if appropriate.


7. Frames - Buy them in Solid colors red and pink for use around the house or other holidays 4th of July , Easter, Christmas or next Valentines day.


8. Easter – Purchase Clarence candy and toys to use i your child's Easter basket and as plastic egg fillers.


9. Operation Christmas Child A perfect time to find deals on items you can use next fall when filling your Operations Christmas Child show boxes . Stuffed bears, toys etc.


10. Don't Forget - t Craft items and Next years valentines Gifts, and class mate exchanges.




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Thursday, February 10, 2011

“New to You, For Free!” - How to Host a Clothing Swap


Amy Hannold
247Moms Frugal Living Editor

Hosting a clothing swap is an earth-friendly, budget-stretching, community-building way to acquire “new to you” clothing. Here are tips to make your event a fun success:

Time: March and September seem to be popular months, as people are making seasonal changes in their wardrobe.

Location: Once you have your location, be sure to clearly communicate and negotiate with the location these vital details:
1. When can you begin collecting donations at the site?
2. What hours the site will be open to you for set-up, the swap and closing/cleaning.
3. Tables, chairs, and other equipment that is included in the use of the building – and how they want the room configured before you leave.
4. Food: be sure you know if food is welcome at the site, any refrigerator or other kitchen space you may have use of during the event.
5. Signage: what kind of signage is allowed outside the building, street signage and indoor signage?
6. Fees/Policies/Cleaning: will there be fees and or a deposit required for use of the building. Does the site have other policies you need to be aware of?
7. Space: what rooms/walls are available to you for the swap and what areas are off-limits

Team: Team up with a local Soroptimists, VFW, MOPS or similar service/womens organization. Designate a small team that will help you complete the event details. Recruit additional volunteers for setup/clean up sorters, hosts and greeters. Familiarize your teams with their task and the time they are assigned to the event. Bring water and/or snacks to keep your volunteers energized! Crock-pot soup is a favorite!

Donations: Accepting donations prior to the event gives your earliest guests items to choose from. At the swap, guests bring their items to the front door. Guests are welcome whether they have items to swap or not (we make this very clear in our advertising). Guests are welcome to take anything from the room that they would like, no matter the number of donations they brought. Greeters take the clothes from the guests and hand them to a sorter. Sorters clean out the bags, and then deliver the items to the designated tables. (Have an “unsuitable” box(es) for items not usable for the event and dispose of properly).

Publicity: Create a flyer, Facebook page, and email contact for the swap. Begin advertising in places families frequent four weeks before your event. Network with local churches, schools, media, etc. to publicize your event. Find alternate donation stations for your event, other than your site if necessary. Make a second round of publicity visits a week before your event.

Signage: Outside/street signage and on streets leading up to your swap is important. Signage for the tables/departments at the swap is helpful.

Bags/Boxes: In the weeks before your event, recruit your family/friends/church/etc. to begin collecting clean bags. Have an “unsuitable” box(es) for items not usable for the event and dispose of them properly. Be sure to have a big box of large garbage bags ready to gather swap leftovers!

Misc: Have an email sign-up sheet for guests who want to be informed of the next event. Be sure you have a plan for what you will do with the swap leftovers. Provide mirrors and/or dressing room spaces. Liquor store boxes are great to have on hand for guests who are taking home lots of goodies. Consider adding household goods, books, and/or baby gear to your swap as you choose or space is available.

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Thursday, January 27, 2011

Retail Shopping, For Less – and Cash Back Too!



by: Amy Hannold,

247Moms Frugal Living Editor


Thanks to the internet, there are ways you can create your own “sale”, when you know where to look. Connect to these sites through Twitter, Facebook, and their email updates. Each of these sites offers a “refer a friend” and loyalty promotions – you can earn more when you share the great deals with friends.


Note: Each of these websites has their own earning guidelines and offers. Before you buy anything online, compare the following sites for the rewards they offer. Look for coupon codes at these sites and from coupon code sites such as RetailmeNot.com and 247Mom.com’s own “Coupons and Deals” page. The rebate offer may be able to be combined with a coupon code! Also, keep track of where you are shopping from and keep all emails/receipts until you see your rewards credited. Best of all, be sure to share your great deal finds with your friends -


Ebates.com, MrRebates.com and FatWallet.com:

Begin your online shopping at one of these sites and earn a cash back rebate percentage from your purchases. Percentages vary by store, and do change with daily deal or holiday promotions.



Shortcuts.com: A New Cash Back Program

A new feature of Shortcuts.com offers you cash back for on line purchases at retailers such as Macys, Kodak Gallery, Old Navy, Nordstrom and American Eagle. You’ll earn an advertised percentage rebate, based on the amount of your purchase. Start your online shopping at Shortcuts.com, choose the retailer you wish to buy from and in 90 days you’ll receive your rebate. “Daily Deals” from their “Cash Back / Coupon Codes” page offers a higher rebate percentage from a participating retailer. Percentages range from 1 percent to as much as 15 percent (Kodak Gallery) or 20 percent (FTD Florists).


SwagBucks.com – Earn SwagBucks When You “Group Buy a Great Deal”

Swagbucks.com is a “premier rewards site” / search engine which rewards you for your online activities and purchases. When you begin your online retail purchase at Swagbucks.com, and buy from Tippr.com, LivingSocial.com, Mertado.com, and Groupon.com, you will instantly earn Swagbucks. Swagbucks can be redeemed for retail gift cards, merchandise, Pay Pal cash, etc.


For example, you can earn as much as 400 Swagbucks from a discount offer purchase from Tippr.com or LivingSocial.com. Those 400 Swagbucks, added to Swagbucks you earn from using their search engine, earns you a $5 Gift Card to Amazon.com (450 Swagbucks).


Buying A Great Deal, Group Style (Retail/Services/Magazines/Merchandise/Etc):

Get “in the know” and share with your friends a new deal, every day at these sites:

Mamapedia.com (donates 5% of your purchase to your choice of local schools)

NoMoreRack.com


Save for School!

Boxtops4Education.com offers boxtops to your school when you start your online retail purchase at Boxtops4Education.com. You can also earn boxtops through their newsletters and with coupons you can print for participating products.


UPromise.com

Upromise.com is a multi-opportunity site where you earn funds for a college savings acount from the purchase of everyday items, retail shopping, dining and more. Choosing to start your online shopping at UPromise.com will earn you a percentage rebate into your account.


Where are you earning great rewards?

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Thursday, January 20, 2011

Give Yourself a Raise: Reduce Your Grocery Spending:


Grocery shopping is one area of your monthly expenses where you have the power to spend less. Realize that when you save money on groceries, you are giving yourself a “raise”; extra money you can use towards other escalating household expenses.

1. Monthly Budget – Begin by evaluating your grocery spending over the past several weeks. Make notes of where you spent (and overspent). Decide that you will begin to use a few money-saving techniques. Put your plan in writing. (In pencil, as you will learn and grow as time goes on)

Free Source: Betterbudgeting.com or Crown.org/Tools

2. Meal Plan: Be creative, use your resources wisely. Whatever you have at home right now was purchased at one time or another. Create a “free meal” with ingredients you have at home and “bank” what you would have otherwise spent. Other ideas: “Planned” leftovers (cook once, eat twice), preparing meals with weekly grocery specials, and cooking fewer convenience foods, in favor of less expensive/healthier ingredients.

Use What You Have in Your Home Grocery Inventory:

Check your Pantry – and Periodically Inventory Your Pantry

DinnerTool.com: Plan & create meal plans and a printable shopping list

Your favorite product’s manufacturer websites

Mypyramid.gov: Tips towards planning healthy meals according to food groups and dietary considerations.

(Create a meal plan - find some new favorites!): Meatless Mondays,

Breakfast Tuesdays, Soup Wednesdays, Fun Finger Food Fridays

3. A List Saves You Money – Plan to succeed at your money saving goals. Shop less frequently and more consciously. Strive to affordably and reasonably maintain a household inventory which includes basic staples for quick, favorite meals and common necessities. Buy within budget when it’s on sale and you’ll hardly ever pay full price again!

Free Grocery Lists: ChartJungle.com or OrganizedHome.com

4. Find a Friend! Network, Share, Exchange & Inspire! The more “eyes & ears” out there for you, the more money you’ll save – and the more fun it will be! Everyone has their “starting place” and needs encouragement. Make a goal, put it in writing and form a team. 2011 can be the year you eat healthier and more affordably. Meet moms like you at 247moms.com in our groups and forums. You’ll make friends and find new favorite meals – for less!

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Tuesday, December 21, 2010

Christmas Holiday Spending & Retail Buying Trends 2005-2010 - Sales Predictions





Five-year Comparison of the NRF BIGResearch Christmas Holiday Consumer Intentions and Actions Survey, 2005 - 2010: from Microsoft Office




Average Amount Consumers Planned to Spend For Gifts
$688.87 - 2010
$681.83 - 2009
$694.19 - 2008
$755.13 - 2007
$750.70 - 2006
$734.69 - 2005

Average Amount Consumers Planned to Spend for Christmas or Holiday Decorations
$41.51 - 2010
$40.70 - 2009
$42.90 - 2008
$46.01 - 2007
$44.11 - 2006
$40.67 - 2005

Average Amount Consumers Planned to Spend for Christmas Holiday Food
$86.32 - 2010
$90.14 - 2009
$79.26 - 2008
$87.55 - 2007
$86.54 - 2006
$87.34 - 2005

Percentage of Consumers Planned to Spend on Non-Gift Purchases For Themselves
57.1% - 2010
52.9% - 2009
56.6% - 2008
56.0% - 2007
56.7% - 2006
52.9% - 2005

Total Amount Consumers Planned to Spend for Winter Holiday-Related
$688.87 - 2010
$681.83 - 2009
$694.19 - 2008
$755.13 - 2007
$750.70 - 2006
$734.69 - 2005

Percentage of Consumers Who Planned to Celebrate Winter Holidays or Participate in Halloween Activities:
91.7% - 2010
93.2% - 2009
93.6% - 2008
90.2% - 2007
93.0% - 2006
93.0% - 2005

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Thursday, December 9, 2010

Free Encouragement, Online in Time For Resolutions



Amy Hannold, 247Moms.com Frugal Living Editor

I haven’t heard much talk of New Year’s resolutions yet, but it will start soon. Media of all forms and our inboxes will be full of ways to keep our resolutions. You can find encouragement, online and for free here:


Libraries: Priceless (Free) Treasures of Your Community

When you hear of a book or an author being advertised, jot it down. Visit your local library to request that book. While you’re there, familiarize yourself with the other freebies available. For instance, with a library card from our community, we can access Consumer Reports online, free of charge.


Encouragement For Today: One of my favorite emails to read every day, (after 247moms.com of course), is my daily Encouragement For Today from Crosswalk.com. Bible study tools, devotionals, and articles on many subjects are available.


Free Bible Study Tools by Text, Phone and/or Email:

Visit http://www.mybibletool.com/tools. Free of charge, you can receive a daily audio phone call or text from the bible. Another great feature is the “Nudge” where you can select a topic you want to receive 5 emails a week about. Authors and everyday people are writing on the topic of your interest or study. As the website says, “It might be encouragement, it might be a challenge” for your life and walk with God.


Live an Intentional Life – Tools and a Timely Blog:

One of my favorite segments on our local Christian radio station is the segments from The Intentional Life. Visit their blog for insight on many topics: http://www.theintentionallife.com/blog.asp?id=251


43 Things: Join the 27,000+ people who have signed on and help one another with New Years Resolutions. Get support and advice from people who have done what you want to do, or are on the journey to the goal as well. Visit: 43Things.com.


YouTube: Your 24-Hour, Sight and Sound Instructional Goldmine

One of my resolutions for 2011 is to learn how to knit. I’ve bought the books (and then sold them at my yard sale) – but I can’t learn alone in a one-dimensional way. I have to be told and shown – and repeat that process time and again. So, I began my “Learn to Knit” resolution with a visit to YouTube. Aha! This group will show me till I give up, and I won’t feel like such a dummy in the privacy of my own living room.


What do you want to learn? It’s there waiting! Good luck, and share with us your sources of encouragement…..

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Thursday, October 28, 2010

More Grocery/Everyday Shopping Tips


Amy Hannold, 247Moms Frugal Living Editor

Last week, we detailed the less-cutting, less-clutter, savvy ways to everyday couponing. Using filed inserts and our choice of a variety of coupon files, we can save money on everyday items.

Technology has certainly made couponing easier, and what's even more popular are "clipless" money-saving tools.

I have a mere "beginner" Blackberry, but to be "in the know", I'm in the process of becoming more "App" savvy.

Those with "smarter" phones or IPhones of that type can mobily find a great deal. Here are a few to check out:

To Answer the Question: Which Should I Buy?

"CompareMe" ($1.99): When you want to know exactly which box/bag of a product is the best buy, or do the math for an advertised discount- it's at your fingertips (via your iPhone). "Android" phone users can utilize "Unit Price Compare" (Free).

"Clipless Coupons":
Check with your favorite retailer for clipless coupons loaded onto your loyal shopper/store card.
Websites:
PGEsaver.com
Shortcuts.com
Cellfire.com
Chosen and loaded coupons will be deducted with required purchase from your grocery receipt before payment.
Clipless coupons cannot be doubled and can only be used once per product, for the store card you have loaded them to.

Scanning Product Bar Codes with Your Phone: Find a Sale, product Recall, Make Your Grocery List:
Want to Save on a Particular Item? Use your IPhone or Blackberry to scan a barcode using the "Shopper" app.

Texts! Does your favorite store have your number?
Stores such as Target will alert you monthly of exclusive discounts. Show the code to the cashier, and you're saving money on the spot! Target.com/mobile or text "COUPONS" to 827438. Visit retailer/dining/attraction websites for similar savings.

Twitter; Your "In" to Super Savings! Are you "following" your favorite places to spend money or time? "Search.twitter.com" is the link to connecting with "Tweets" which will save you money. Become your city's "Must Be Followed Shopper": Tweet those good deals you find to others!

While You're Out on the Shopping Trail, Increase Your Steps to Health! "iTreadmill", a .99 cent app for iPhone, will count your steps and give you audio encouragement as you reach your walking goals. "SportyPal" is a free app which transfers your mobile workout distance to a website for visualizing your new habit of excercise.

Best overall tip I'm keeping in mind this coming week? Spend a little of your gift budget on half-price (or less) costumes - they'll make great gifts for the little ones come Christmas. Google a "do-it-yourself" dress-up trunk ideas and create a great gift for winter days. School supplies at pennies on the dollar may still be found.

Think homemade holidays, playdates are great days to create colorful placemats and wrapping paper to be used for the holidays.

Have Fun!

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Thursday, October 7, 2010

Groceries into Affordable Meals, on a Moms Schedule


by:Amy Hannold

247Moms Frugal Living Editor

I’m still learning the whole concept of “meal planning”. I tend to live mobile life, rarely ever stopping to sit down and peruse my pantry. I’m a couponer, a “cook-from-scratcher”, and a list maker (usually) – so, how does my less than “on paper” meal planning strategies translate into affordable meals?

It starts with a money-stretching attitude and a keen eye for the store specials. When I do head into the store, I have a route I follow which leads me to the markdowns, keeping an eye out for red-tagged reduced items along the way. With me, I have coupons for my frequently used items, just in case I encounter a great unadvertised special. My kids have been trained to help me look for coupons, clearances and the best deal for our money. They rarely ask for anything if it’s not on sale – and they know that a regular cycle of their favorites occur whenever we find a deal on those items.

My home pantry inventory usually consists of several “meal options”. Staples, I’d call them, that I rarely run out of. Pasta, canned vegetables, canned meats and beans, a blue box of macaroni and cheese – and an emergency can of soup or two. When you can look into your pantry and see a meal, you don’t have to run out to the store for “just a few things”. Dinner out or delivered also is deleted from options – bank that take-out meal money instead. Make sure you always have a few days’ meal ingredients at home. You’ll be ready for an emergency any type.

Our children have been raised to be “meal flexible”. I don’t cook more than one meal at a time and they love “Breakfast for Dinner”. If you don’t like the meal tonight, the bowl of cereal is option number two. When breakfast is dinner, I surprise everyone with a secretly stashed pound of bacon, fruit, or other delight. If you’re family is not as thrilled with breakfast for dinner, do what you can to make it fun. Follow dinner with games, or other activities which can be something to look forward to once you’ve cleared the table.

Meal charts and planners are a good idea – and getting input during the family meeting gets everyone involved. OrganizedHome.com and ChartJungle.com websites give you free, printable planning tools. Teamwork and creativity are great lessons – and great tools for meal planning. Get some help with “what to serve” with a list of “National food of the Month” ideas. Create a list of “Countries to Visit” (at home) this year – eat as though you are there! You’ll make many great memories too!

Instill life lessons by giving the kids an assignment to come up with some ideas for next week’s meals. Show them how to shop for the ingredients, using coupons and a budget. Voila! Math comes to the family table as well! Older kids can practice their budget/math skills, planning/organization, and the stretch of their horizon beyond the usual mac n’ cheese. Give them the parameters and be ready with positive feedback.

Once you’ve polled the family and perused the pantry, it’s time to prepare the shopping list. This is where differing practices of planning come in:

1. You can search this week’s specials to find your ingredients. (Store special may even influence your meal idea from this week, to next – or vice versa) Once you’ve found a store with several of your needs on sale, build a list around those – and coupons you have for other items you need to buy. Look for “Loss Leader” specials on produce and other items at a second and third store only if they’re on your route this week – and if you’re a disciplined shopper.

2. By receiving a weekly update from money-saving bloggers, shoppers who do the “Stacking” of sales with coupons for you, you’ll skip reading the ads and go for who has the greatest deals on items your family can use this week or next. Favorite blogs: MoneySavingMom, SurvivingtheStores, AFullCup, and CouponMom. Read what’s on sale, clip the coupons from your filed inserts, compile a list and you’re on your way to buying for less.

Beyond the ideas, favorites, and traditions of your own family, you can expand your meal ideas to include those of your friends. Make meal planning a social affair when you exchange ideas for themes, freezer meals, and new home-dining experiences. Find those around you who know how to make the kinds of meals you’d like to enjoy, and share a meal once in a while too. A night away from the kitchen will be a blessing to someone you know.

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Thursday, September 9, 2010

What are Cheapskates Buying to Save Money?


Amy Hannold, 247Moms Frugal Living Editor

The front page headline reads: “Want Cheapskates to Spend? Hawk gizmos that save”. Reading it, I learned that in great numbers, consumers are buying “As Seen on TV” and other “Money-Saving” inventions. What are these money-saving tools? Do you need them?

Cheapskate accessories are promoted as easier, convenient ways to get more out of what you buy. Purchase “the gadget” and you’ll save money on items such as food, toothpaste, soap, pants, and soda. While reducing waste and using resources wisely are good ideas, I for one, am not a likely buyer of these money-saving gadgets.

My grandparents, who lived during the Great Depression, instilled “frugality” into me – by their example. They diluted, recycled and pressed what they could out of what they had. Their ingenuity saved precious nickels and dimes. Healthy, efficient habits and favorite family recipes are gifts from our elders. What they did to get by then can save families money today.

Necessity is the mother of invention; this is how many products we can’t live without came into existence. Inventions such as the automatic washing machine, computer “apps”, and the internet were likely subject to the same skepticism I have for anything sold on TV.

Not all inventions are created equal, however. I have to ask: are “money-saving” gadgets worth your money? While I admire the inventor’s ambition, I do not feel that gadgets are the best choice. Where are the life lessons in a “Squeezeit” (a gadget for using the very last of toothpaste)?

In loving appreciation for what my grandparents taught me about saving money, I share the following list of “money-saving” products you probably already own:

Crockpot: Reduce take-out and delivery meals. Any meal of the day can be created - and enjoyed to the most – with your slow cooker. Meats can be stretched to serve more when you add vegetables or beans. Voila! A “welcome you home” meal is ready when you are. One of the most popular blogs: http://crockpot365.blogspot.com/ By the way, because crock pot cuisine requires a little planning, you might just become a meal planner and more organized. Double Frugal Bonus!

Knee Socks: Don’t laugh – these useful pieces of nylon are very handy. While camping as a kid, we used them to hold small bars of soap collected from home (or from our hotel visits). We could use this method at home, and save the purchase of a “soap saver”. Socks of other varieties can be crafted into furniture dusters, heat-therapy wraps, and more!

Home Freezer: Cook a stack of homemade waffles and place the extras in the freezer. Toast them slightly and enjoy. Find new toppings, and consider whole-wheat/healthier ingredients. Delightful popsicles, “doubles” of tonight’s dinner and garden fresh fruit can also be stored to enjoy later – and more affordably than the store-bought versions. You’ll save time, money, calories, and milligrams of sodium!

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Thursday, August 26, 2010

Saving Money on Groceries:


from: Amy Hannold, 247Moms Frugal Living Editor

Do You Have an IPhone? Try “Best Value”, a .99 cent app. It will “do the math” for you when comparing prices in pounds, ounces, etc. (Thank you, Everyday Cheapskate Email Newsletter, 8/25/10)

Buy Beans by the Bag: One pound of dry beans is usually much cheaper than canned beans. Soaking and cooking of dry beans is easy, and it motivates you to find new family recipes. If you’ve never tried black bean brownies, you’ve got to – they’re awesome! The US Dry Bean Council has an excellent website which will show you how to prepare and cook with beans. Check out the “Tips and Tricks” page, as well as the quick and healthy recipes: http://www.usdrybeans.com/recipes/ Shop From Home First! What you have in your home pantry is money in the bank. You spent money on it, and using it will save you money this week. If you’re looking at a seemingly odd assortment of ingredients, type them into Allrecipies.com’s ingredient search. You’ll find recipes that will make the best use of what you have. Create a menu and grocery list with this week’s grocery deals which complete the recipes.
http://allrecipes.com/Search/Ingredients.aspx
Skip an Emergency Trip to the Store – Find and Substitution at Home! A quick trip into the grocery store can become a budget nightmare. Instead of spending the time and the money, look to “Cooking For Engineers” for help. They have a list of reasonable ingredient substitutions: http://www.cookingforengineers.com/article/52/Ingredient-Substitutions
Get More Grocery Coupons – For Free: Collect coupon inserts from family and friends. Start a coupon trading box at church or daycare. Take a few minutes and write or call your favorite manufacturers (sign up for their email/postal mail newsletters). Print coupons from home – and use the backside of paper you’d otherwise toss. Recruit a friend or two to join you in coupon use, trade amongst yourselves. Start a coupon group or playdate. Visit Walmart and Sam’s Club websites for free samples, which usually arrive with coupons.

Make new Friends, Trade Coupons Online: There are communities of coupon traders ready and friendly – they’ll help you learn the way to more coupon savings! You can join “coupon trains”, where an envelope of coupons makes its way through a list of traders – or trade for the specific coupons you need. If trading is not an option for you, there is still a whole lot you can learn about couponing from these sites.

Here are two top coupon communities:
http://www.hotcouponworld.com/forums/index.php
http://www.tradingmama.com/

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Tuesday, August 10, 2010

This Weeks Back To School Shopping Deals

Get out those class supply lists and get ready to save money this week with the NW Roundup of Back -to-School-deals for August 8th -14th- thanks to Thrifty Northwest Mom

NW Roundup of Back-to-School Deals – August 8th – 14th

As I mentioned last week, I’ve teamed up with a number of local Northwest bloggers to bring you all the back-to-school deals every week!

Here’s the list of Back-to-School deals this week (I’ll add the links in for the rest of the blogs as they are updated):

What are your favorite back-to-school deals this week?

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